Whitby market report · April 2026
Whitby housing market: April 2026
Whitby housing market in April 2026: $910,830 average sale price (down 3.3% year over year), 138 homes sold, 3.0 months of supply — a balanced market. Figures from the Toronto Regional Real Estate Board.
What happened in Whitby in April 2026
Whitby recorded 138 sales in April 2026, 6.8% fewer than the same month a year earlier. Sellers brought 323 new listings to market, leaving 360 properties in inventory — 16.9% less than a year ago. At the month's pace of sales that is 3.0 months of supply, which puts Whitby in a balanced market. 42% of the month's new listings sold.
The average sale price across all property types was $910,830, down 3.3% year over year and up 5.5% on the month. Detached homes averaged $1,043,400 against $645,491 for condo apartments — the gap that decides which side of the $1.5 million insured-financing cap a purchase here falls on.
The two years to April 2026
By property type
| Type | Average sale price | YoY | Sold | New listings | Inventory |
|---|---|---|---|---|---|
| Detached | $1,043,400 | -2.0% | 79 | 201 | 225 |
| Semi-detached | $714,427 | -22.8% | 7 | 13 | 14 |
| Row / townhouse | $787,375 | -3.5% | 24 | 51 | 56 |
| Apartment | $645,491 | +11.5% | 11 | 26 | 35 |
| All types | $910,830 | -3.3% | 138 | 323 | 360 |
Source: the Toronto Regional Real Estate Board, Whitby, April 2026.
What this means if you're buying in Whitby
Market conditions shape the negotiation; your income, debts and the stress test decide what you can actually borrow. Detached housing in Whitby generally sits well under the insured cap, so buyers with less than 20% down have full access to insured financing and the sliding-scale minimum. Worth knowing: an insured mortgage is typically priced better than an uninsured one at the same loan-to-value, so putting down exactly 20% is not automatically the cheaper choice. It is genuinely worth pricing 19.99% down against 20% down before deciding — the answer surprises people.
Read the full Whitby area guide, compare it with the wider GTA market, or run your numbers and start an application.
Buying in Whitby?
Get a real pre-approval before you shop — it's the difference between a budget and a guess.