Your Toronto Mortgage Broker
Indi Mortgage
If you are looking for a Toronto Mortgage Broker look no further.
Amazing Service. Great Rates. No Fees.
Why use Indi Mortgage as your Toronto Mortgage Broker? Because we have access to preferred rates!
At Indi Mortgage, our status as a trusted Toronto Mortgage Broker has allowed us to establish trust with multiple preferred mortgage lenders, granting us access to the best rates and service for our clients.
Getting a Mortgage? Your Toronto Mortgage Broker Team Makes It Easy!
Get Pre-Qualified
Filling out the Online Mortgage Application is the first and most critical step in the process! Doing so will help us figure out how much you can borrow and, when we review it together, will give you a better idea of the price range you can afford.
Select your rate and term
We want to ensure that you get the best mortgage and rate for yourself, not just what is convenient for the bank. We can assist you in choosing the right mortgage and term that best meets your needs, and provide you with all the possible options.
Verify your info and sign
Submit all documents required for your mortgage application via our Secure Online Portal. We will carefully examine each item to make certain all criteria is fulfilled.
For the past sixteen years, Indi Mortgage has been a trusted Toronto mortgage broker
You are not required to enter your Social Insurance Number in the online form, and any of the fields may be left blank.
Only one credit check will be performed, so your credit score will not be adversely affected by multiple inquiries from various lenders.
Our team of Toronto mortgage brokers have been providing specialized residential mortgage solutions in Toronto for over 16 years. Whether you‘re a first–time homeowner or in need of a difficult–to–finance mortgage, we are here to help. Apply today to work with one of our knowledgeable mortgage brokers who can provide guidance on all aspects of the mortgage process, such as title insurance, appraisal fees, early payout penalties, and more. We‘ll help you find the right mortgage solution for your needs.
Do you need assistance due to low income or a poor credit score? We are here to help!
- Instead of having your credit checked multiple times by different lenders, which can negatively affect your score, we can perform a single credit check that will be shared with all of the lenders.
- We offer both standard mortgages that are widely available from banks, as well as customized mortgages tailored to more intricate needs.
- You are not required to submit your Social Insurance Number when filling out our online form, and you can choose to not answer any of the questions.
- With knowledge of your income, down payment, and a general understanding of your assets and liabilities, we can provide you with a rough estimate of the amount you can qualify for to complete a mortgage application without needing all the necessary information.
- No commitment is required when you complete our form; if you choose not to use our services, there will be no charge or penalty.
What makes Indi Mortgage stand out from other Toronto mortgage broker?
Josh Tagg is the perfect choice if you‘re searching for a Toronto mortgage broker. With over 18 years of professional experience, Josh has an in-depth knowledge of the Toronto real estate market. He is a member of Mortgage Professionals Canada and the Canadian Association of Accredited Mortgage Professionals, and he is committed to helping people in Toronto get the financing they need for their ideal home. Josh knows exactly how to make the mortgage financing process easier and simpler.
“Since 2002, I have been a proud member of Mortgage Professionals Canada and the Canadian Association of Accredited Mortgage Professionals. With my experience and expertise in the industry, I have the confidence to tackle mortgage financing complexities. Being part of Mortgages For Less is a great privilege as I am able to help people in my city fulfill their dreams of owning a home.”
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“Having extensive experience in the oil industry, I am well–versed with the pressures faced by those in the industry and those that it has a direct influence on. Therefore, I am equipped to make the mortgage financing process more straightforward and manageable.
As a Toronto Mortgage Broker, I am proud to offer my services to clients all over Canada. I understand that your time is valuable, so I strive to provide a convenient experience that works around your schedule, so you can get pre–approved without having to wait for an appointment.
I prioritize my clients above all else and I am dedicated to helping them make their dreams of owning a home come true. I am here to answer any questions you may have and to assist you in achieving your future in your new home. You can get pre–approved without having to wait for an appointment.”
Are there 0% Down Mortgages?
Zero down mortgages may no longer be available, but there are still other products that could be suitable for you. For example, in Toronto, some people are able to use an unsecured line of credit for their down payment, though there may be certain restrictions. You can get pre-approved quickly, without needing to make an appointment.
How to buy a rental property.
Are you considering buying a rental property but are worried that you won‘t be able to make the 20% down payment? Mortgages For Less is here to help! We have a variety of methods to help you get approved, even if you have been denied by Scotiabank or RBC. Contact us today at 403–241–3255 to learn more and get started.
Buying and renting simultaneously?
If you‘re looking to turn your current home into a rental, a mortgage broker can make the process easier for you. We offer competitive rates and terms with just a 5% down payment for an owner–occupied home. We‘ll work with your rental income in a number of ways, so you don‘t have to stress. Plus, the bank or lender covers our fees, helping you save both time and money. With 16 years of experience, referrals have kept us a successful business.
First Time Home Buyer?
Are you a first–time home buyer in Toronto? If so, you could use your RRSP funds for a down payment without having to pay any taxes. Talk to your RRSP investor to get more information. Not only will you receive a nice tax refund when you add to your RRSP, but you can also use that money for your very first home down payment. Even if you have owned a home before, as long as you have not lived in a home that you have owned in the past four years, you might still be eligible for this program. For those wishing to move to the coast, Auxilium Mortgage in Victoria, BC is an excellent option.