Whitby market report · May 2026
Whitby housing market: May 2026
Whitby housing market in May 2026: $949,657 average sale price (down 1.3% year over year), 151 homes sold, 2.9 months of supply — a balanced market. Figures from the Toronto Regional Real Estate Board.
What happened in Whitby in May 2026
Whitby recorded 151 sales in May 2026, 12.2% fewer than the same month a year earlier. Sellers brought 351 new listings to market, leaving 421 properties in inventory — 19.0% less than a year ago. At the month's pace of sales that is 2.9 months of supply, which puts Whitby in a balanced market. 43% of the month's new listings sold.
The average sale price across all property types was $949,657, down 1.3% year over year and up 4.3% on the month. Detached homes averaged $1,075,702 against $584,890 for condo apartments — the gap that decides which side of the $1.5 million insured-financing cap a purchase here falls on.
The two years to May 2026
By property type
| Type | Average sale price | YoY | Sold | New listings | Inventory |
|---|---|---|---|---|---|
| Detached | $1,075,702 | -0.8% | 91 | 216 | 251 |
| Semi-detached | $827,641 | +7.6% | 7 | 9 | 12 |
| Row / townhouse | $775,613 | -3.1% | 26 | 60 | 75 |
| Apartment | $584,890 | +4.3% | 10 | 26 | 40 |
| All types | $949,657 | -1.3% | 151 | 351 | 421 |
Source: the Toronto Regional Real Estate Board, Whitby, May 2026.
What this means if you're buying in Whitby
Market conditions shape the negotiation; your income, debts and the stress test decide what you can actually borrow. Detached housing in Whitby generally sits well under the insured cap, so buyers with less than 20% down have full access to insured financing and the sliding-scale minimum. Worth knowing: an insured mortgage is typically priced better than an uninsured one at the same loan-to-value, so putting down exactly 20% is not automatically the cheaper choice. It is genuinely worth pricing 19.99% down against 20% down before deciding — the answer surprises people.
Read the full Whitby area guide, compare it with the wider GTA market, or run your numbers and start an application.
Buying in Whitby?
Get a real pre-approval before you shop — it's the difference between a budget and a guess.