Whitby market report · March 2026
Whitby housing market: March 2026
Whitby housing market in March 2026: $863,471 average sale price (down 14.4% year over year), 142 homes sold, 3.0 months of supply — a balanced market. Figures from the Toronto Regional Real Estate Board.
What happened in Whitby in March 2026
Whitby recorded 142 sales in March 2026, 26.8% more than the same month a year earlier. Sellers brought 277 new listings to market, leaving 297 properties in inventory — 19.5% less than a year ago. At the month's pace of sales that is 3.0 months of supply, which puts Whitby in a balanced market. 41% of the month's new listings sold.
The average sale price across all property types was $863,471, down 14.4% year over year and down 7.0% on the month. Detached homes averaged $976,788 against $535,764 for condo apartments — the gap that decides which side of the $1.5 million insured-financing cap a purchase here falls on.
The two years to March 2026
By property type
| Type | Average sale price | YoY | Sold | New listings | Inventory |
|---|---|---|---|---|---|
| Detached | $976,788 | -13.9% | 77 | 162 | 177 |
| Semi-detached | $850,070 | -7.0% | 7 | 10 | 12 |
| Row / townhouse | $762,585 | -6.0% | 33 | 52 | 48 |
| Apartment | $535,764 | +5.7% | 11 | 26 | 32 |
| All types | $863,471 | -14.4% | 142 | 277 | 297 |
Source: the Toronto Regional Real Estate Board, Whitby, March 2026.
What this means if you're buying in Whitby
Market conditions shape the negotiation; your income, debts and the stress test decide what you can actually borrow. Detached housing in Whitby generally sits well under the insured cap, so buyers with less than 20% down have full access to insured financing and the sliding-scale minimum. Worth knowing: an insured mortgage is typically priced better than an uninsured one at the same loan-to-value, so putting down exactly 20% is not automatically the cheaper choice. It is genuinely worth pricing 19.99% down against 20% down before deciding — the answer surprises people.
Read the full Whitby area guide, compare it with the wider GTA market, or run your numbers and start an application.
Buying in Whitby?
Get a real pre-approval before you shop — it's the difference between a budget and a guess.