Whitby market report · June 2025
Whitby housing market: June 2025
Whitby housing market in June 2025: $961,292 average sale price (down 9.4% year over year), 189 homes sold, 2.6 months of supply — a balanced market. Figures from the Toronto Regional Real Estate Board.
What happened in Whitby in June 2025
Whitby recorded 189 sales in June 2025, 2.7% more than the same month a year earlier. Sellers brought 452 new listings to market, leaving 504 properties in inventory — 33.0% more than a year ago. At the month's pace of sales that is 2.6 months of supply, which puts Whitby in a balanced market. 42% of the month's new listings sold.
The average sale price across all property types was $961,292, down 9.4% year over year and down 0.1% on the month. Detached homes averaged $1,070,874 against $593,518 for condo apartments — the gap that decides which side of the $1.5 million insured-financing cap a purchase here falls on.
The two years to June 2025
By property type
| Type | Average sale price | YoY | Sold | New listings | Inventory |
|---|---|---|---|---|---|
| Detached | $1,070,874 | -7.9% | 123 | 297 | 326 |
| Semi-detached | $836,750 | -4.1% | 8 | 20 | 17 |
| Row / townhouse | $803,328 | -7.6% | 32 | 83 | 95 |
| Apartment | $593,518 | -13.6% | 11 | 23 | 41 |
| All types | $961,292 | -9.4% | 189 | 452 | 504 |
Source: the Toronto Regional Real Estate Board, Whitby, June 2025.
What this means if you're buying in Whitby
Market conditions shape the negotiation; your income, debts and the stress test decide what you can actually borrow. Detached housing in Whitby generally sits well under the insured cap, so buyers with less than 20% down have full access to insured financing and the sliding-scale minimum. Worth knowing: an insured mortgage is typically priced better than an uninsured one at the same loan-to-value, so putting down exactly 20% is not automatically the cheaper choice. It is genuinely worth pricing 19.99% down against 20% down before deciding — the answer surprises people.
Read the full Whitby area guide, compare it with the wider GTA market, or run your numbers and start an application.
Buying in Whitby?
Get a real pre-approval before you shop — it's the difference between a budget and a guess.