Whitby market report · May 2025
Whitby housing market: May 2025
Whitby housing market in May 2025: $962,053 average sale price (down 7.3% year over year), 172 homes sold, 2.5 months of supply — a balanced market. Figures from the Toronto Regional Real Estate Board.
What happened in Whitby in May 2025
Whitby recorded 172 sales in May 2025, 13.1% fewer than the same month a year earlier. Sellers brought 506 new listings to market, leaving 520 properties in inventory — 52.5% more than a year ago. At the month's pace of sales that is 2.5 months of supply, which puts Whitby in a balanced market. 43% of the month's new listings sold.
The average sale price across all property types was $962,053, down 7.3% year over year and up 2.2% on the month. Detached homes averaged $1,084,312 against $560,855 for condo apartments — the gap that decides which side of the $1.5 million insured-financing cap a purchase here falls on.
The two years to May 2025
By property type
| Type | Average sale price | YoY | Sold | New listings | Inventory |
|---|---|---|---|---|---|
| Detached | $1,084,312 | -4.9% | 105 | 352 | 352 |
| Semi-detached | $769,483 | -15.9% | 6 | 16 | 15 |
| Row / townhouse | $800,300 | -6.3% | 40 | 86 | 89 |
| Apartment | $560,855 | -19.1% | 5 | 25 | 40 |
| All types | $962,053 | -7.3% | 172 | 506 | 520 |
Source: the Toronto Regional Real Estate Board, Whitby, May 2025.
What this means if you're buying in Whitby
Market conditions shape the negotiation; your income, debts and the stress test decide what you can actually borrow. Detached housing in Whitby generally sits well under the insured cap, so buyers with less than 20% down have full access to insured financing and the sliding-scale minimum. Worth knowing: an insured mortgage is typically priced better than an uninsured one at the same loan-to-value, so putting down exactly 20% is not automatically the cheaper choice. It is genuinely worth pricing 19.99% down against 20% down before deciding — the answer surprises people.
Read the full Whitby area guide, compare it with the wider GTA market, or run your numbers and start an application.
Buying in Whitby?
Get a real pre-approval before you shop — it's the difference between a budget and a guess.