Oshawa market report · July 2025
Oshawa housing market: July 2025
Oshawa housing market in July 2025: $736,383 average sale price (down 5.1% year over year), 213 homes sold, 3.1 months of supply — a balanced market. Figures from the Toronto Regional Real Estate Board.
What happened in Oshawa in July 2025
Oshawa recorded 213 sales in July 2025, 3.9% more than the same month a year earlier. Sellers brought 575 new listings to market, leaving 749 properties in inventory — 31.6% more than a year ago. At the month's pace of sales that is 3.1 months of supply, which puts Oshawa in a balanced market. 40% of the month's new listings sold.
The average sale price across all property types was $736,383, down 5.1% year over year and down 3.7% on the month. Detached homes averaged $807,300 against $357,125 for condo apartments — the gap that decides which side of the $1.5 million insured-financing cap a purchase here falls on.
The two years to July 2025
By property type
| Type | Average sale price | YoY | Sold | New listings | Inventory |
|---|---|---|---|---|---|
| Detached | $807,300 | -6.4% | 140 | 382 | 466 |
| Semi-detached | $629,191 | -7.0% | 23 | 43 | 51 |
| Row / townhouse | $699,257 | -8.1% | 22 | 47 | 60 |
| Apartment | $357,125 | -15.1% | 8 | 40 | 84 |
| All types | $736,383 | -5.1% | 213 | 575 | 749 |
Source: the Toronto Regional Real Estate Board, Oshawa, July 2025.
What this means if you're buying in Oshawa
Market conditions shape the negotiation; your income, debts and the stress test decide what you can actually borrow. This is the strongest rental-income market on the site, and the place where using it well matters most. Confirm whether an existing suite is legal and registered — it changes which lenders will use the income and how much of it. If you are buying as an investor rather than to occupy, expect a 20% minimum down payment: rental properties you do not live in cannot be insured. If you will live in one unit of a two-unit property, you can put down as little as 5%, which is a completely different proposition and one a lot of buyers here do not realise is available.
Read the full Oshawa area guide, compare it with the wider GTA market, or run your numbers and start an application.
Buying in Oshawa?
Get a real pre-approval before you shop — it's the difference between a budget and a guess.